Skip to content
Cliff CrownInternational Capital
Insights

Notes from the other side of the table

Practical, sourced writing on how capital actually gets raised in India and beyond — what lenders look for, what regulators have changed, and when each kind of capital earns its cost.

Corporate Debt6 min read

Loan takeovers after the end of prepayment penalties

From January 2026, most floating-rate business loans to small enterprises can be moved without a foreclosure charge. The cost of switching has fallen — the discipline of switching well has not.

10 September 2026

International Capital7 min read

Offshore debt after the 2026 ECB reforms

India's external commercial borrowing rules were rewritten in February 2026. The headline limits are larger and the cost ceiling is gone — which puts the burden of judgement back on the borrower.

26 August 2026

Working Capital6 min read

Forty-five days: how Section 43B(h) and TReDS are reshaping working capital

A tax provision and a receivables platform have quietly changed who carries the cost of credit in Indian supply chains. Both sides of the invoice need a plan.

12 August 2026

Debt Financing5 min read

CGTMSE at ₹10 crore: when collateral-free credit makes sense

The government's credit guarantee for small enterprises now covers loans twice the size it did. For asset-light businesses, that changes what a bank can say yes to.

28 July 2026

Capital Structure6 min read

Debt or equity: choosing the right capital for a business that already works

For a company with revenue, a balance sheet and a track record, the question is rarely 'can we raise?' — it is 'what should we raise, and from whom?'

14 July 2026

Family Offices6 min read

Why Singapore's family offices matter to India's mid-market

A generation of Asian wealth has chosen Singapore as its base. For an established Indian company, that capital is patient, sector-agnostic — and far more selective than it first appears.

30 June 2026

Credit Health7 min read

What a CMA report is really telling your banker

Credit Monitoring Arrangement data is the document most promoters sign without reading. It is also the one that decides the size of their working capital limit.

16 June 2026

Start the Conversation

Have a company that’s ready to grow?

If your business has an operating history and a genuine capital need, we’d like to understand it.

Apply for FundingExplore Our Services
  • India
  • Singapore
  • Russia
  • Australia